Mortgage Loan Underwriter (185075-5)

Nov 15 2017
ALTRES Office |Honolulu|Full Time, $65,000 / year
Job Description

Experienced Mortgage Loan Underwriter is needed for a full-time position with a credit union in Honolulu. As the Mortgage Loan Underwriter, you will be responsible for underwriting, processing, and closing real estate secured loans.


The ideal candidate for this position will have no less than two years of previous real estate loan underwriting and/or senior level processing experience plus a proficiency with the Encompass program or a similar loan origination system.


Additional Responsibilities:


  • Review and analyze all files submitted by loan officers and brokers
  • Verify accuracy, perform set-up, and issue disclosures
  • communicate outstanding conditions to officers
  • Order, verify, and follow up on required documentation
  • Correspond with vendors to meet deadlines
  • Approve loans 
  • Validate and sign off on all underwriting conditions
  • Prepare and issue approval letters
  • Generate adverse action notices
  • Maintain files and records of loans
  • Verify and validate loan funding with escrow
  • Package and scan files for shipment
  • Handle payoff inquiries
  • Research information for both internal and external customers
  • Other duties as assigned


Required Education and Qualifications:


  • Minimum two to five years of real estate loan underwriting and/or senior level processing
  • Effective verbal and written communication skills
  • Hardworking and dependable
  • Ability to meet critical deadlines
  • Highly organized with strong attention to details
  • Excellent customer service skills
  • Proficiency in Encompass program or similar loan origination system
Preferred Qualifications:
  • College degree