Commercial Loan Underwriter

Apr 18 2018
HawaiiUSA FCU |Honolulu|Full Time
Job Description

Responsible for evaluating business loan applications for completeness, analyzing financial statements, income, assets, investments, debts and other relevant information to determine the feasibility of extending credit to a prospective borrower and preparing credit presentations for appropriate approval in accordance with the credit union’s Member Business Loan Policy and underwriting guidelines.  In addition, responsible for determining or recommending to members which financial products best meet their needs and financial circumstances, advising the member regarding the advantages and disadvantages of different financial products. Also responsible to prepare commitment letters and loan documents for all SBA loans, as well as boards new SBA loans for booking and funding. Assists with the review and maintenance of the porfolio (i.e. expiring lines / loans, annual loan reviews, risk grading issues) to help ensure the overall integrity of the business loan portfolio.