Senior Loan Officer

Nov 17 2018
Job Description

 

Functions

  • Responsible for member marketing of the Credit Union and knowledge of all services offered to a degree that will enable answering questions, or referring members for specific services.
  • Responsible for developing and servicing a variety of commercial, construction (AK only), and residential (HI only) loans, calling on small business owners, realtors, to provide advice and introduce companies to the services offered by the Credit Union.

  • Originate all residential real estate loan products in accordance with Credit Union policies including but not limited to (HI only):

    • Conforming conventional term loans salable on the secondary market
    • Non-conforming term loans
    • Home Equity Lines of Credit
    • Residential construction loans
    • Land loans
  • Originate all commercial and Member Business Loans products in accordance with credit union policies including but not limited to:
    • Operating Lines of Credit
    • Vehicle and Equipment Term Loans
    • Commercial and Investment Real Estate Loans
    • Letters of Credit
    • Construction and Development Loans
  • Assist the Chief Credit Officer as assigned.

  

 

Prerequisites for this Position

  • Minimum Education: High school graduate or equivalent.  A Bachelor’s degree in finance is highly desirable.
  • Minimum Experience: 3-4 years’ experience in construction (AK only), real estate and business lending.
  • Personal Characteristics and Skills:  Must be of the highest integrity, in good health and with personal habits above reproach.  Must practice confidentiality.  Must be a mature person with sound judgment.  Must have the ability to meet and work effectively with people of varying levels of education and experience and to be able to communicate, both written and orally the same; and command their respect.  Must have a high degree of self-motivation, accuracy and organizational skills.